How Slip and Fall Liability for homeowners Insurance works

Hey guys, Jason here with three to 303 insurance brokers. Hope you’re having an awesome day. I know I am. It’s another beautiful sunny day here in Colorado. But winter is coming.

We got some snow in the forecast. One of the most important things that I can talk about in terms of winter and homeownership.

Homeownership Insurance liability coverage

Whether it’s a townhome or single-family home is really, the slip and fall liability coverage and understanding how liability coverage works within that and the importance of waking up 15 minutes earlier and going out and shovelling your walk, in your driveway. Ultimately you’ll slip, and fall coverage is just that.

Slip and Fall Liability

You have a responsibility, and depending on your city, it could be very well-defined on how long you have to remove snow after snow. So it is safe for the general public, for your neighbors to be able to walk on your sidewalk and that sort of thing.

Slip and Fall Lawsuit

I will say the part of this is a good Samaritan. Thing like, Hey, you know, I should probably shovel my sidewalk because it’s just the right thing to do. But at the same time Jews, there’s a safety implication. We want to make sure that people walking their dogs, walking their kids, they’re not going to slip and fall on your property, thus exposing you to potential medical payments or lawsuit, that sort of thing

So as we head into the wintertime, make sure that you wake up a couple of minutes early, and I also know we live in a COVID world. We have more stuff delivered to us. So. You want to shovel your stoop, shovel your front driveway and your walk. So, the FedEx, the Amazon driver, and the ups driver can get to your door without the concern of them getting hurt while on the job.

So slip and fall liability coverage super important thing. We want to make sure we’ve got that liability coverage for that, but beyond that, make sure you wake up a couple of minutes earlier, you go out, shovel your walk.