2 Important Reasons to Choose an Independent Insurance Broker

Hey, guys. Jason here with 303 Insurance Brokers and I wanted to share another important insurance tip of the day with you. One of the conversations I have when I’m out networking. When I’m meeting with folks, when I’ve got somebody in a pre-client phase or just starting to talk, I always get asked if it is more expensive to use an insurance broker than just go online and get an insurance policy.

Better Policy, Cheaper Insurance Premium

The true answer to that at the end of the day is we don’t know. I don’t know. I don’t have enough information yet, but here’s what I do know. It doesn’t cost anything for me to review your current policies. It doesn’t cost anything to have a 10 -15-minute conversation to assess your risk level. What your asset level is, and do you have enough insurance. 

Hiring An Insurance Agent/Broker Does Not Cost You Anything

It doesn’t cost anything for me to put a proposal together for you to review and compare. Here’s what I do know as the outcome of that is if we can arrange a proposal together to compare your current policy to a policy that I can offer, I’m going to educate you greatly on how insurance works. So, you’re going to learn something from it ultimately.

Hiring An Insurance Broker VS Online Insurance

So, whether the price works out to go with an insurance broker or if the price is better with online insurance, do it yourself. At least we have a complete picture at that point. You’ll get a lot of other advantages by having an insurance agent/broker. 

2 Reasons To Choose To Hire A Broker

1. You’ve got somebody local friendly that you can call if you got into an accident and need to talk to an expert about the next steps.
2. You’ve got somebody in your corner on your side that’s helping/looking out for you, which you lack when you get insurance online.

Talk To A Local Insurance Agent/Broker

Also, when it gets to the insurance game, cash is king, what I encourage you to do if you’ve never sat down with an independent broker. Sit down with one. Let them review your policies. Spend 15 minutes to give them the information they need upfront, 30 minutes on the backside to talk about different insurance options. I guarantee you you’re going to learn something, and you’re going to make sure you’ve got your insurance in the right place.

So, if you’d like to do that with me, I’d be happy to help. You can reach me at Jason at my 303 Insurance.com or 303-506-2755, and we’ll talk to you soon.