Hey guys, Jason 303 Insurance Brokers. I just took another trip around the sun, celebrated my birthday here this week and one of the things that always comes up as you celebrate your birthday is life insurance. We’re not getting any younger, in fact, just the opposite. We are getting older.
Advantages of Life Insurance
If you don’t have life insurance in place, there are several critical advantages to doing it sooner than later.
Life Insurance Rates
Life Insurance Rates get more expensive later on when you add life insurance, whether you’re thinking about that whole policy or that term policy. The sooner you can do it. The sooner you can sign up for life insurance. The better off you’re going to be, the better rates you’re going to get, and the less likelihood of having preexisting conditions that may make you ineligible for life insurance. All those things are essential.
The Value of Life Insurance
Here’s the great thing too, is once you get life insurance. It is easier to increase your value of life insurance. We can convert a term policy to a whole policy, and we can take the death benefit up. It’s a lot easier to qualify for more insurance once you have a baseline level of insurance.
So if you’re like, Hey, I can’t afford the life insurance that I want right now. Let’s get you started. Let’s look at it. Let’s grow with time.
So I got a year older. I wanted to share with you guys another great tip. Make sure you talk to your financial advisor or me. Ensure you have enough life insurance to maintain your lifestyle for your family, your children, and your loved ones if something were to happen to you.
Looking for a local insurance agent?
We have a better plan for a better tomorrow
Get In Touch
Reach out today, Let’s talk about a brighter future