3 Important Reasons To Reach Out To Your Insurance Agent Before Doing Home Renovations.

One of the things that happens every year in the springtime and summertime is a lot of people find it’s a great time to do home renovation and home improvements are great. They can add value to

your home. They can make it more livable. There are lots of things with it.

Talk To Your Insurance Agent First

One thing with home renovation from an insurance perspective. Make sure you reach out to your insurance agent. Let’s make sure those home improvements if needed, are added to the rebuild cost of your home. For example, suppose you’re going and spending a significant amount of money, $20, $30, or $40, to redo your kitchen. In that case, you’re going from like a countertop to granite. You’re putting in new cabinetry and higher-end products in general. We may need to increase the amount of

replacement cost for your dwelling in the event of a fire. 

Make Sure Your Insurance Company Knows About The Home Renovation

Homeowner’s insurance is directly linked to the value of your home, and you must reach out to your insurance agent. Talk to your Insurance agent about the planned renovation to ensure you’re covered during construction, and the improvements are safe when you’re finished.

What we would not want to do is if you have something added to your home and then we do have a considerable claim, or you may lose your home due to a fire is not have enough insurance claim to rebuild, complete that project as your house is being rebuilt. 

So, Suppose you’re thinking about doing a massive home improvement project, like adding a solar system to your home. In that case, it is an excellent opportunity to reach out to your insurance agent or contact me here with 303 Insurance Brokers. We can ensure that we’ve got enough insurance coverage to cover your home and the project you’re putting into your home. 

Protecting Yourself and Your Asset During the Construction

Additionally, suppose you’re doing an actual physical addition to your home. In that case, there’s some home insurance that we can put in place to help protect the cost of the construction and the materials if something were to happen to those. I’ve got a couple of carriers and options for that.

So, if you’re thinking of completing an extensive remodel, rebuild added addition to your home. You know, feel free to reach out to me for free insurance advice. You can reach out to me at Jason@my303Insurance.com or (303) 506-2755.